We certainly are living in frightening and perilous times. We are concerned about our welfare, our livelihood and our very lives. We are afraid of our futures, wanting to keep our health, our possessions and our families intact. And really, it’s no wonder when you look at the climate we are living in right now. Violent crime is all around us. There is the ongoing threat of terrorism.

And there are so many other problems that we’re facing. I remember reading a statement by the late advice columnist Ann Landers, who said there was one problem that dominated the 10,000 letters she received each month, and that was fear. She said people were afraid of losing their health, losing their wealth and losing their loved ones. She also said that people were afraid of life itself. READ MORE