Forty-seven percent of US households live paycheck to paycheck as families struggle to save money in poor economy  There has been some good news lately regarding the U.S. economy: Jobs are coming back in appreciable numbers – finally – and more Americans are having an easier time earning a living than at the height of the Great Recession. But there is still plenty of bad news, economically, in the world’s richest country. For example, a new study has shown that almost half of American families live from one payday to the next. According to Deutsche Bank’s Torsten Slok, some 47 percent of Americans save no money at all. As noted by Shane Ferro at Business Insider: If it isn’t obvious, this has a broad range of implications. People who don’t save won’t have any buffer should the economy turn and they lose their jobs. Longer term, people who don’t save won’t have the capacity to retire. It’s not good. According to a chart published with the report, Americans were not always so pressed. In 2001, 41 percent of households did not save; by 2010, just barely out of the official Great Recession period, that rate skyrocketed to more than 48 percent. Today, it’s not much better. A separate report in U.S. News, quoting additional research from, found that 46 percent of Americans put less than 5 percent of their annual incomes into longer-term savings instruments: The study, which surveyed 1,000 adults living in the continental U.S. earlier in March, found that 18 percent of the U.S. was saving virtually nothing from year to year. Another 28 percent was building savings but hoarding less than 5 percent of annual incomes. FULL REPORT