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An insurance company is suing nearly 200 Chicago-area towns for failing to do more to prevent damages it says are linked to climate change, Reuters’ Mica Rosenberg reports. Farmers Insurance is asking the communities to return flood claims from the spring of 2013, which caused at least $218 in losses. The towns should have done more to fortify their sewers and stormwater drains, the group argues. Rosenberg: The legal debate may center on whether an uptick in natural disasters is foreseeable or an “act of God.” The cases raise the question of how city governments should manage their budgets before costly emergencies occur. It’s not the first time an insurance company has made such a contention. More