top_10-596x283The March 31 deadline for enrolling in Obamacare looms over the undecided. Millions of Americans have lost their private health insurance policies because they do not comply with the costly, expanded requirements of the new health-care law. Rep. Mike Rogers, R-Mich., asked a poignant question: “Why punish the 85 percent who have earned health-care coverage under their employer to cover the 15 percent who do not?” But punishment is exactly what Democrats who voted for Obamacare have done. So now you, as a consumer and patient, face a difficult choice. Enroll or not? The new policies now offered have fewer choices of doctors and hospitals and cost more for most people. The situation is extremely confusing, but many reasons to avoid the government-run “exchanges” are very clear-cut. But then deciding not to enroll means you pay a penalty, or tax, as the Supreme Court called it. So what to do? MORE